Intergenerational Planning

Keep it in the family

It’s rude to talk about money. That’s something that many of us have drummed into us as small children. But in some instances, we really should talk about money. Take the subject of inheritance for example. Without an honest and transparent conversation with your loved ones […]

By |2023-06-23T07:01:39+00:00October 8th, 2022|Blog, Investments, News, Retirement, Savings, Tax|

Inheritance Tax Planning

The subject of inheritance is a hot topic. Daniel Craig has both ‘shaken’ and ‘stirred’ the debate by stating he’ll be spending or giving away most of his fortune, rather than leaving it to his children. It’s an interesting point of view, made a little easier of course if you’re […]

By |2023-06-23T07:01:45+00:00September 18th, 2022|Blog, News, Retirement, Savings, Tax|

Drawdown & Retirement Planning

Post-pandemic retirement planning

At the time of writing this we continue to face challenging times. As we have emerged from the pandemic we have entered a period of instability with the war in Ukraine and a cost of living crisis at home. If you have retired in recent years or you […]

By |2023-06-23T07:01:52+00:00August 16th, 2022|Blog, News, Retirement, Savings|

Mending The Roof While The Sun Shines – 3 Counter Intuitive Tips

With the summer holidays upon us, there is time for reflection and relaxation for some. For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’

Irrespective of age or demographic, there are many things that are good to do […]

By |2023-06-23T07:01:58+00:00July 9th, 2022|Blog, News, Savings|

April Showers – What Do They Have To Do With Investing?

Met Office data shows that April is the month with the most rain showers on average1. It’s due to jet stream movement, pressure systems, and many other variables all interacting – ‘Chaos Theory’ at work2. This makes it very difficult to predict exactly where and when showers will occur, and […]

By |2023-06-26T07:20:27+00:00April 28th, 2022|Archive, Investments, News, Savings|

The Cost of Cash in an ISA

The cost of cash

“Cash is like oxygen – you want to be sure it’s around, but you don’t need to have excessive amounts of it around” – Warren Buffet. 

So how much cash should we hold?

  • A couple holding cash ISAs may be missing out on £15,368 of real return over […]
By |2023-06-26T07:20:56+00:00February 18th, 2022|Archive, Investments, Savings|

Getting A Bonus? Don’t Lose It To The Taxman!

Welcome to my monthly blog post. I hope you are well and find this month’s post of interest.

If you are an employee, you may be fortunate enough to receive a bonus, a reflection of your contribution to your employer. If you are expecting a bonus sometime soon, you may already […]

By |2023-06-26T07:20:58+00:00January 26th, 2022|Archive, Investments, Retirement, Savings|

Intergenerational Wealth

We must talk about…mmm… mmmmm… money (how very un-British!)

This is not an article about inheritance tax planning, per se. Although, I can certainly help if you want advice on the subject and help you not miss out on the valuable allowances available. However, this is an article about highlighting the […]

By |2023-06-26T07:21:04+00:00October 1st, 2021|Archive, News, Savings|

How to harvest your investments for over £30k tax free income a year!

It’s harvest time in the farming calendar. Land management has proven that the timing and order in which crops are harvested makes a great deal of difference to the yield. Some factors are relatively predictable, such as when a crop is likely to be ready. Other factors are very uncertain, […]

By |2023-06-26T07:21:05+00:00September 3rd, 2021|Archive, Investments, News, Savings|
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