Essentially Mortgages
Q2 2023 edition of Quilter’s quarterly magazine ‘Essentially Mortgages’ is now available.
Click here to download the latest copy covering a range of key topics.
Essentially Wealth
Q2 2023 edition of Quilter’s quarterly magazine ‘Essentially Wealth’ is now available.
Click here to download the latest copy covering a range of key topics.
Sudden Wealth
A nice problem to have?
Most of us assume we would be delighted to receive a substantial sum of money. It’s fun to make that mental list of extravagant purchases such as holiday homes or your dream two car garage. However, while it’s a nice problem to have, it can be […]
Intergenerational Planning
Keep it in the family
It’s rude to talk about money. That’s something that many of us have drummed into us as small children. But in some instances, we really should talk about money. Take the subject of inheritance for example. Without an honest and transparent conversation with your loved ones […]
Inheritance Tax Planning
The subject of inheritance is a hot topic. Daniel Craig has both ‘shaken’ and ‘stirred’ the debate by stating he’ll be spending or giving away most of his fortune, rather than leaving it to his children. It’s an interesting point of view, made a little easier of course if you’re […]
Drawdown & Retirement Planning
Post-pandemic retirement planning
At the time of writing this we continue to face challenging times. As we have emerged from the pandemic we have entered a period of instability with the war in Ukraine and a cost of living crisis at home. If you have retired in recent years or you […]
Mending The Roof While The Sun Shines – 3 Counter Intuitive Tips
With the summer holidays upon us, there is time for reflection and relaxation for some. For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’
Irrespective of age or demographic, there are many things that are good to do […]
The Cost of Education
When I was at school, June was often the month that was crammed full of end-of-term assignments, revision, and exams. There is a value to education of course. Price is only an issue in the absence of value I know, but it did get me thinking about the implicit and […]
When is your Tax Freedom Day?
This year, in the light of steeply rising energy prices, National Insurance increases, and tax changes not keeping up with inflation levels that have not been seen for a generation – things have changed a little.
The figures for 2022 are not published until later this year, but we can expect […]
April Showers – What Do They Have To Do With Investing?
Met Office data shows that April is the month with the most rain showers on average1. It’s due to jet stream movement, pressure systems, and many other variables all interacting – ‘Chaos Theory’ at work2. This makes it very difficult to predict exactly where and when showers will occur, and […]