Retirement Planning

The service we offer provides a winning combination of professional advice, choice and value.

At Prosperitas Wealth Planning Ltd, our team of experienced advisors offer advice on a range of products and solutions from leading investment and pension providers. We possess the expertise to guide you through your full retirement planning journey, from accumulating your pension fund to creating a tailor-made income stream through the use of cash flow modelling.

At retirement, you hope to maintain the lifestyle you have become accustomed to throughout your working career. A well prepared pension plan, that is regularly reviewed, offers a sound approach to provide a secure income for the rest of your life, ensuring your aspirations for retirement can be achieved.

The huge variety of pension options available can however be confusing and in an ever changing world of legislation and taxation, they are becoming a much more complex area to understand.

Our advisors adopt a personal approach and will take the time to fully understand your individual retirement objectives to ensure we offer a pension plan that is best suited to you. We will guide you through our recommendations and ensure you are equipped with the knowledge required to plan for a comfortable retirement.

Prosperitas Wealth Planning Limited offer expert and professional advice on all areas of retirement planning including:

  • Personal Pensions
  • Self Invested Pension Plans (SIPPs) & Small Self Administered Schemes (SSAS)
  • Occupational Pension Schemes

  • Workplace Pension Schemes

  • Final Salary Pension Advice

  • Income Drawdown

  • Annuities

  • Equity Release

Whatever your needs, we can provide a complete financial advice package that ensures you enjoy a comfortable retirement.

It is very important to regularly review the benefits of your pension plan to ensure it is on track to fulfil your retirement goals. Our advisors are pleased to offer an ongoing service, assessing the performance of your personal plan, making appropriate recommendations in order to maximise your returns and to ensure that your income and assets are not affected by changes in taxation or legislation.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax treatment varies according to individual circumstances and is subject to change.

Transferring out of a final salary pension is unlikely to be in the best interests of most people.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

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