Property Financing

We are leading mortgage advisors offering a full mortgage service including buy to let mortgages, first time buyer mortgages, help to buy, remortgages & much more.

Buying a home is likely to be the largest financial commitment you will undertake in your lifetime so the decision you make about how to fund that purchase is extremely important. At Prosperitas, we are here to support you through this process whether you are buying your first home, remortgaging your current property or considering a Buy to Let investment property, our mortgage experts are on hand to offer expert advice and guidance.

Mortgages can be a minefield without a specialist by your side, it is not simply a question of who you should borrow from but also about what product should you use? Should you select a fixed rate or variable mortgage, repayment or interest-only? Should you choose capped or collared, or maybe tracker? A Prosperitas Mortgage Advisor provides that expertise, guiding you through the mortgage process to select the most appropriate deal to suit your career and lifestyle.

Our professional advisors have access to a huge portfolio of mortgage products and specialist deals, through a multitude of market leading providers, from which they are trained to identify those most suited to your individual needs. We strive to provide an advice led service offering an initial consultation from which we guarantee to provide clear, honest and unbiased recommendations, allowing you to make an informed choice, assured in the knowledge that you have secured the best possible deal available.

As well as advising which is the most suitable mortgage for you, our helpful mortgage experts will manage your application, guiding you through the entire process, all the way to successful completion.

There may be a fee for mortgage advice. The precise amount will depend upon circumstances, but we estimate this to be £295. Our charging and service levels are clear and transparent so you know exactly what to expect and will be provided at our initial consultation.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Think carefully before securing other debts against your home.

The Financial Conduct Authority do not regulate advice on some buy to let mortgages.