Our Approach

Our Process for Providing Quality Advice

At Prosperitas Wealth Planning Ltd, we believe in providing a comprehensive Wealth Planning service for all our clients. We follow a 4-step process to ensure you receive the quality advice you need.

1. Understanding You
Your Prosperitas Wealth Planner will strive to obtain an in-depth knowledge of your current financial circumstances by gathering information relating to any existing plans you may have in place. This could include details regarding current savings, investments, borrowing, property, wills, pensions, insurance along with income and expenditure, tax and much more.
Then by exploring your attitude to risk and return and by gaining an understanding of your hopes and aspirations, we will work with you to build a vision of what you aspire to achieve.
At this stage we will provide you with information about our services, explain how we charge and the type of advice we offer.
2. Planning
Using the information obtained from you, your Prosperitas Wealth Planner will now be in a position to develop a detailed financial plan.
We will explore and research the market, review different products and providers and follow up with the preparation of a document outlining a strategy tailored to achieving your individual goals and aspirations. Your financial plan will also provide a visual representation of the financial future you could look forward to by implementing our recommendations.
Your Prosperitas Wealth Planner will discuss the bespoke plan with you in detail, explain why specific solutions have been chosen and outline product features. Our goal is to ensure that you understand why certain product recommendations or advice strategies have been made.
3. Implementation
Now is the time to implement the agreed strategies from your financial plan.
Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. We will work on your behalf with the provider or lender, saving you time and effort and ensure your plans are implemented correctly. Your Prosperitas Wealth Planner will charge a fee for doing this which will be discussed and agreed with you in advance.
Alternatively, you may decide to implement our recommendations yourself, in which case, we will just charge you a fee for our time and advice.
4. Refine
Nothing stands still, so it makes sense to monitor the progress and appropriateness of your plans regularly to ensure you remain on course to achieve your desired goals.
We suggest you do this annually and will provide recommendations to amend your plan should this be required in order to better fulfil your objectives.
If a strong plan is in place, it may not be necessary to make frequent changes, but nevertheless you will have peace of mind in knowing that an expert is on hand to support you when you need it most.

1. Understanding

Your Prosperitas Wealth Planner will strive to obtain an in-depth knowledge of your current financial circumstances by gathering information relating to any existing plans you may have in place. This could include details regarding current savings, investments, borrowing, property, wills, pensions, insurance along with income and expenditure, tax and much more.

Then by exploring your attitude to risk and return and by gaining an understanding of your hopes and aspirations, we will work with you to build a vision of what you aspire to achieve.

At this stage we will provide you with information about our services, explain how we charge and the type of advice we offer.

2. Planning

Using the information obtained from you, your Prosperitas Wealth Planner will now be in a position to develop a detailed financial plan.

We will explore and research the market, review different products and providers and follow up with the preparation of a document outlining a strategy tailored to achieving your individual goals and aspirations. Your financial plan will also provide a visual representation of the financial future you could look forward to by implementing our recommendations.

Your Prosperitas Wealth Planner will discuss the bespoke plan with you in detail, explain why specific solutions have been chosen and outline product features. Our goal is to ensure that you understand why certain product recommendations or advice strategies have been made.

3. Implementation

Now is the time to implement the agreed strategies from your financial plan.

Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. We will work on your behalf with the provider or lender, saving you time and effort and ensure your plans are implemented correctly. Your Prosperitas Wealth Planner will charge a fee for doing this which will be discussed and agreed with you in advance.

Alternatively, you may decide to implement our recommendations yourself, in which case, we will just charge you a fee for our time and advice.

4. Refine

Nothing stands still, so it makes sense to monitor the progress and appropriateness of your plans regularly to ensure you remain on course to achieve your desired goals.

We suggest you do this annually and will provide recommendations to amend your plan should this be required in order to better fulfil your objectives. If a strong plan is in place, it may not be necessary to make frequent changes, but nevertheless you will have peace of mind in knowing that an expert is on hand to support you when you need it most.

Your financial situation is unique. We work hard to understand your goals and aspirations and make financial recommendations based on a comprehensive analysis of your needs.